Pay-at-Closing Well Water Testing – NC Real Estate Closings

Well Water NC offers a Pay-at-Closing option for buyers, agents, lenders, and settlement attorneys who need well water testing completed now without delays or upfront payment.

This service keeps your closing moving — even when cash is tight or deadlines are tight

What Is Pay-at-Closing Water Testing?

It allows the buyer or agent to order full lender-required water testing with zero upfront payment.

Here’s how it works:

✔ We perform the full water testing now

No waiting — sampling, flow-rate, field readings, and lab submission are done immediately.

✔ Invoice goes to the settlement attorney

The attorney pays Well Water NC directly on the day of closing.

✔ Water report is released once the closing attorney confirms payment date

You get the report on time, underwriting gets what they need, and closing stays on track.

✔ No financial delay for the buyer or agent

Perfect for last-minute lender requests or fast-moving contracts.

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Why Agents Love Pay-at-Closing

✔ Helps avoid contract delays

Testing gets done early, even if funds aren’t ready.

✔ No out-of-pocket cost for buyers

Especially helpful for first-time buyers, VA buyers, and clients stacking closing expenses.

✔ Keeps underwriting happy

Lender gets the water report without waiting on budget approvals.

✔ Works with Next-Day Service

Yes — you can pair “Next-Day Water Report” with Pay-at-Closing.

✔ Clean paper trail for settlement attorneys

Invoice is documented and paid through closing.

What’s Included with Pay-at-Closing Water Testing

This option includes the full lender-approved package:

  • EPA-recognized sampling

  • Coliform / E. coli

  • Nitrate & Nitrite

  • Metals (when required by lender)

  • Field parameters (pH, temp, TDS, EC, turbidity)

  • Flow-rate testing

  • Recovery testing

  • System pressure

  • Field photos

  • GPS / GIS (optional)

  • Lender-ready PDF

  • Chain-of-custody

  • Report delivery to agent, lender, and attorney

Everything underwriting needs — formatted correctly.

When Pay-at-Closing Makes Sense

Choose this service when:

  • Lender requires a water test late in the process

  • Buyer needs testing but doesn’t want upfront costs

  • Closing date is close and delays will cost money

  • Seller refuses to pay for testing

  • Buyer’s funds are tied up until settlement

  • A standard test was done but expired due to delays

  • You’re already inside underwriting and need compliance NOW

This option keeps deals alive that would otherwise lose time or fall apart

How Pay-at-Closing Works (Step-by-Step)

1. Place the order

Select Pay-at-Closing when booking your service.

2. Testing is completed immediately

We handle field sampling, flow-rate, pressure, filing photos, and lab submissions.

3. Invoice sent to the settlement attorney

The attorney confirms they will pay on the day of closing.

4. Water report released

Once closing date and payment confirmation are held by the attorney, the report is delivered.

5. Attorney pays at closing

Everything is settled through the transaction — clean and simple.

Button: Order Pay-at-Closing Testing

Important Notes for Pay-at-Closing Clients

  • The closing attorney is responsible for paying the invoice at settlement.

  • If closing dates shift, the attorney must update the payment date.

  • If a closing is canceled, the client is responsible for payment.

The water report is held until the settlement team confirms payment arrangements, unless Next-Day service requires early release (case-by-case)

Counties Offering Pay-at-Closing Testing

Wake • Franklin • Johnston • Durham • Granville • Halifax • Warren • Vance • Nash • Wilson • Edgecombe • and many other NC counties.

If your county isn't listed, Pay-at-Closing may still be available — just ask.

Ready to Move Forward?

This is the easiest way to get lender-approved water testing without slowing down your closing.

Schedule Pay-at-Closing Service