VA, FHA & USDA Loan Well Water Testing – North Carolina
Water testing for government-backed loans must meet strict minimum property requirements. Well Water NC provides certified, lender-ready sampling and documentation for real estate closings across North Carolina. Fast turnaround. Accurate results. No delays at underwriting.
What Tests Are Required for VA, FHA & USDA Loans?
Government-backed loans require safe, compliant drinking water from private wells.
Your report includes the exact parameters lenders look for:
✔ Total Coliform & E. coli (EPA Standard)
Required by all lenders. Must show “Absent.”
✔ Nitrate & Nitrite
EPA-regulated contaminants that must be below maximum levels.
✔ Lead, Copper & Metals (When Triggered)
Some lenders automatically require metals; others only when plumbing age or sample conditions indicate risk.
✔ pH, Temperature, Turbidity, Conductivity, TDS
Accepted field parameters that support lender documentation.
✔ Well Flow-Rate & Recovery Measurements
Often required for VA/FHA. Demonstrates the well can produce adequate water supply.
✔ System Pressure Test
Industry-standard field verification.
✔ GIS Well Mapping (Optional but Recommended)
Shows GPS-verified well location and distance to structures.
Lender-Ready Water Reports
Your report is created specifically for loan processing:
Meets VA, FHA & USDA minimum property requirements
Includes chain-of-custody documentation
Organized for settlement attorneys and lenders
Accepted by banks, mortgage companies & underwriters
Signed and certified by an EPA-recognized field sampling provider
Your report is clean, formal, and ready for immediate lender review.
Pay-at-Closing Option (No Upfront Cost)
If selected:
Testing is completed now
Invoice is sent to the settlement attorney
Report is released upon closing
Buyers and agents avoid upfront payment
This option keeps closings moving without delays.
Turnaround Times
Choose the speed you need:
Standard Service
Results typically returned in 2–4 business days depending on lab processing.
Next-Day Water Report
Rush sampling + priority lab processing + same-day report creation.
(Available in most NC counties.
What’s Included in Every VA/FHA/USDA Water Test Package
Sampling & On-Site Verification
EPA-recognized field sampling
Well inspection observations (non-diagnostic)
Flow rate
Recovery
System pressure
Field photos
GPS tagging (if needed)
Laboratory Analysis
Coliform/E. coli
Nitrate/Nitrite
Metals when required
Any lender-specific add-ons
Final Lender Report
Clear results summary
Detailed methodology
Chain-of-custody
Field notes
Compliance documentation
Signature & certification
Why Lenders & Real Estate Agents Choose Well Water NC
✔ Fully Lender-Formatted Reports
No back-and-forth. Everything underwriting needs is included.
✔ Government Loan Specialists
We know minimum property standards inside and out.
✔ Next-Day Reporting Available
Ideal for tight closing timelines.
✔ Pay-at-Closing Approved
Eliminates delays and keeps contracts moving.
✔ Accurate EPA-Recognized Field Sampling
Meets accepted standards for real estate compliance.
✔ Serving All of North Carolina
Triangle, Halifax County, Lake Gaston, the Piedmont, coastal regions, and rural NC.
How the Process Works
1. Schedule Your Water Test
Book standard service or next-day service.
2. On-Site Sampling
Certified collector performs EPA-recognized sampling and all field observations.
3. Lab Analysis
All regulated parameters are tested by a State & EPA-Certified Drinking Water Laboratory.
4. Lender-Ready Report Issued
Delivered by email to the buyer, agent, lender, and attorney.
5. Pay-at-Closing or Standard Payment
Choose whichever fits your transaction.
Counties Served
Wake • Franklin • Johnston • Durham • Granville • Halifax • Warren • Vance • Nash • Wilson • Edgecombe • and all surrounding NC counties.