Why VA Loans Require Water Testing in North Carolina

The U.S. Department of Veterans Affairs enforces strict Minimum Property Requirements (MPRs) that ensure homes financed with VA loans are safe, sanitary, and structurally sound.

If a North Carolina property uses a private well, the VA requires water testing to confirm the water is safe for human consumption.

VA requires testing because:

• Private wells are unregulated

• Water conditions vary across NC counties

• Local plumbing can introduce contamination

• Wells can be impacted by age, construction quality, storms, rainfall, agriculture, septic systems, and groundwater changes

• Many NC properties are rural and rely solely on well water

Bottom line:
If the home is served by a private well, a VA water test is mandatory.